10 Ways We Save Money On Our Everyday Budget

10 Ways to Save Money On Your Everyday Budget

If you haven’t noticed, the DIY projects have slowed down a bit since we’ve been holding on with white knuckles to summertime at our house.

I’d be lying if I said I wasn’t just a tiny bit eager to pick up a paint brush and a power tool already though. Okay, you caught me. I don’t really do much of the power tools. I just chase Robert with a camera while he schools me on them.

But waaaaay back when I asked y’all what you wanted to see more of on this blog, some of you had mentioned wanting to know more about ways we save money outside of the whole home improvement scene. And I realized, I might have some great budgeting tricks I use that could help some people.

So here they are… 10 Ways We Save Money on our Everyday Budget:

1. Shopping Consignment Sales

10 Ways We Save Money On Our Everyday Budget | blesserhouse.com
Credit: Upscale Weesale

Pretty much 90% of Olivia’s year-round wardrobe, birthday presents, and Christmas presents come from children’s consignment sales. There’s one locally here in the Charlotte area called The Upscale Weesale that I always go to twice per year. And I can consign some of her still in great condition clothes she outgrows to get money back.

I even shared some of my awesome toy finds for Olivia last Christmas that were big hits as presents. There are lots of huge consignment sales all over the U.S., and I’m sure in other countries.

I just recently discovered a site called ThredUp too where I can buy consignment clothing for myself and for her online (sadly, no mens’ clothing though… poor Robert).

2. Clipping Coupons and Shopping Groceries Online

10 Ways We Save Money On Our Everyday Budget | blesserhouse.com

I almost feel guilty admitting this one. I don’t shop for groceries in the grocery store. My nearby supermarket, Harris Teeter, has an online shopping program where I can just hop onto their website and plan my food buying list around the weekly sales and stack coupons on top of their specials. Then, I just pick up my bags at the store.

When I’m searching for an item, I can just sort by “unit price” to find the cheapest option. It helps me find the best deals without the temptation of impulse buying. And shopping for groceries from my couch after Olivia is in bed for the night is pretty sweet too.

3. Living Without Cable/Satellite

10 Ways We Save Money On Our Everyday Budget | blesserhouse.com

Nope. We don’t have cable TV or a satellite dish. When we first moved in, we never got around to calling the cable company, and after a while, we realized we didn’t really need to be watching hours of TV anyway.

We have a Playstation that we use for watching DVDs and streaming Netflix that only costs us $7.99 per month. For local channels, we have a digital antenna that cost us just $20 when we first bought it two years ago, so we don’t have to pay anything monthly now. I honestly haven’t even missed satellite at all… except catching episodes of Fixer Upper, but I’ll survive.

4. Using Ebates.com for Cash Back and HoneyGold for Coupons

10 Ways We Save Money On Our Everyday Budget | blesserhouse.com

I shared this tip before, but I use Ebates.com and HoneyGold ALL the time since I do a lot of my shopping online. I’m able to click two buttons and get cash back and add automatic discounts at checkout. I explained all the details about them in this post a few months ago.

5. Shopping Craigslist and Thrift Stores for Furniture and Home Items

10 Ways We Save Money On Our Everyday Budget | blesserhouse.com

If you’ve followed this blog for a while, this is most likely old news, but a big chunk of our furniture and home decor have come from Craigslist and thrift stores. I shared all about my best Craigslisting tips here and ways to find the best thrift store scores here.

6. Coloring Hair at Home

10 Ways We Save Money On Our Everyday Budget | blesserhouse.com

Maybe it’s a sin in cosmetology world, but I color my own hair at home using this coloring kit for around $12 as opposed to the $80ish it would take for me to go to the salon regularly. On the rare occasion that I’ve gone to a professional, I still end up liking the out-of-the-box way better.

7. Planning Weekly Meals

10 Ways We Save Money On Our Everyday Budget | blesserhouse.com

I love the chalkboard in our kitchen mainly because I can use it every week to plan out our dinners. I base our meal plan around what’s on sale at the grocery store that week to prevent us from eating out since it always makes our wallet (and our waistlines) take a hit.

8. Taking Advantage of Cheap Entertainment

10 Ways We Save Money On Our Everyday Budget | blesserhouse.com

When Robert and I want a date night, we usually check out what events are happening around town or come up with ideas that are free or really cheap- free outdoor concerts, summer festivals, inviting friends over for game nights, wine night on our patio, at-home movie nights, going antiquing, visiting farmer’s markets, taking scenic drives, anything and everything that is el cheapo.

9. Purging Clutter and Selling

10 Ways We Save Money On Our Everyday Budget | blesserhouse.com

Every so often, I go on a purging spree and start selling items in closets that are just taking up space and are never used. You can list items with your local Facebook buy/sell/trade groups, Craigslist, eBay, or have a yard sale. A couple of summers ago I sold my old saxophone from high school that I hadn’t played in 10 years and used the money for a family vacation. Free up space + make money = win/win

10. Doing Our Own Handiwork and Saving Up Cash for Home Improvements

10 Ways We Save Money On Our Everyday Budget | blesserhouse.com

This blog pretty much wouldn’t exist without this one, but I couldn’t even begin to calculate how much money we have saved by doing home improvement projects ourselves instead of hiring out. (But there are budget breakdowns at the bottom of every one of our room reveals if you really have a hankering to bust out your calculator.)

It can be risky if you’re very novice, but learning a new skill is priceless. And we never pay for projects with credit cards. It might take longer than we’d like, but we save up for any of the big projects we want to tackle.

Do you have any budgeting tips that you use that are super helpful? Or do you already use some of these in this post? I’m always down to learn more tricks.

 signoff

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30 Comments

  1. Love it all! Thanks for sharing your tips and tricks!
    I’ve tried for years to meal plan and never got into the long-term habit.
    Plus, SOOO jealous your grocery store does online shopping! In Chicago, no such luck…

    1. Aw that stinks! Hopefully, Chicago will get it eventually. The weeks when we don’t meal plan are the weeks we eat terribly and spend way too much money. It helps soooo much.

  2. I love your tips and use or have used all except the cable thing…I have been considering shutting down cable, but I would need to see what I can get for channels without paying the $100 plus per month..it’s a serious consideration.
    I color my own hair and believe it or not, actually buy my hair color at….are you ready for this?…the dollar store! !
    Gives me great color, not to mention…cheap!
    I also make a list every Saturday morning, usually from Craigslist, and spend a couple hours going to local tag and estate sales…
    One year I did about 80 per cent of my Christmas shopping from the sales. And everyone loved the different and unique gifts they got…you can or don’t have to tell where you purchased them..;)
    Loving your blog!
    Deb from Connecticut

    1. Wow! I don’t know if I have the guts to try the dollar store hair color, but go you!!! I’m sure one day when I don’t have a little one to cart around, I’ll be hitting up the estate sales too. They are the BEST! Totally agree. People don’t have to know it’s not new. 😉

    2. @Deb- we just cut our satellite off and switched to SlingTV. It’s great because you get many of the major network channels that are on cable (AMC, FX, FXx, USA, HGTV… etc) without the hefty price. The best thing was there is no contract, you just pay month to month 😀

      1. Nice, I’d never even heard of this! I think I’m going to give it a try. It’s 1/3 the price of the my DirecTV for the same channels.

  3. You mentioned not using credit cards but another tip is, if you do use them you need to make sure you can pay it off at the end of the month. Cards can be good when buying gas and online (as opposed to using your debt) but you have to pay it off so you don’t pay interest. You can also use cards that give you rewards like cash and airline miles.

  4. Great tips! I’ll try several, plus I agree with several that I already do.
    I just wanted to comment that going TV-less is great with children around. After a move we “forgot to hook up the TV” for about a year, and I enjoyed the creativity and book reading that blossomed in my kids, as well as the savings. I finally caved, but highly recommend it!

    1. I totally agree. We have the few shows our daughter likes on Netflix, and then we hit our limit and go play in the backyard. 😉

  5. Great post with useful ideas. Might I add that when it comes to entertainment especially during the summer I try to find things that are totally free!! I have compiled a list of 47 things to do in & around our city that are free including festivals fairs and outdoor concerts. its so easy to have a whole days entertainment for -0- dollars!! love the blog❤️❤️

  6. One of the things that I do to make the Christmas season easier on the wallet is switch to a credit card that uses a reward program. I currently use the Walmart MasterCard. I often pay everything with cash but I will put items on my card and pay them off in the parking lot before I leave. This allows me to collect the point or dollars. I save these all year and then do Christmas shopping for my three kids and redeem all of the points/dollars that I have earned. Last year I had $200 to use in money back. I also save random gift cards or other rewards programs all year and then redeem them to pay for things like teachers gifts or hostess gifts so again it is not hurting the wallet at such a busy and expensive time of year!

    1. That’s a great idea! I’ve heard of others doing that but then I always forget in the months leading up to Christmas. Thanks for the reminder!

  7. Great post. Love seeing how others save money. I’ve been using Ibotta for a couple months now and have already saved $20!!

  8. Hi, I was reading your ideas on saving money and was wondering what u do for Internet and wifi, since u blog and get on the Internet for groceries

    1. Hi, Christie. We just use a local internet company with a router. I haven’t really found a super cheap option for that either, but since I work from home, it’s a tax write-off. If I ever find a cheaper way though, I’ll definitely write another post about more budget tips!

  9. Some great ideas, we already use a lot of them. One thing our son got “hooked” up for us is this ap for smart TV’s called Kodi in conjunction with a Firestick from Amazon, don’t ask me how he did it, but I guess it’s pretty popular because I have a few German friends that use it to get broadcasts from around the world and almost every tv program you can think of. I used to color my hair at home, but I don’t even worry about it any more, it’s not worth it and my husband love’s the “natural” me anyway. I’ve used Craigslist to sell stuff, but not to buy, I need to think about that one. The other thing we’ve done is pretty much down sized the things we have. We’re not trying to keep up with the Jones and when we find a good buy of something we need, we’ll research it and save up like you do. Thanks for the Great blog! Keep them coming!

  10. Great tips! Everyone keeps raving about the online grocery shopping. I hate to grocery shop. I think maybe I need to give the online thing a try!

    1. Oh, it is LIFE CHANGING! I was worried the first time that I would end up with squished bread and sub-par produce but I’ve always been 100% happy with everything I’ve bought.

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